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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_rose-x-jake-arcade-duncan-laurence-american-dragon-jake-long-amv.webp "Niji No")
⏲ 2 minutes 50 seconds 👁 3.9K
_american-dragon-jake-long-hero.webp "Miragepelt")
_oj-simpson-dead-disgraced-former-nfl-player-dies-at-76.webp "OJ Simpson has died at the age of 76 after a battle with cancer, his family has revealed on X.The disgraced American Football great was cleared of murdering his wife Nicole Brown Simpson and her friend Ron Goldman in 1994 in the so-called \")
_americandragon-amv.webp "𝐆𝔬𝔡𝔩y 𝐓y 𝔘𝔫𝔤𝔬𝔡𝔩y")
_american-dragon-best-of-trixie-season-1-part-4.webp "Spellbound Acrobat")
_trail-out-124-official-xbox-series-x92-s-launch-trailer-4k-60fps-124-2024.webp "Trail Out, the explosive racing game for all ages hits now Xbox with a variety of destruction modes across 40 different locations. Customize and upgrade over 70 vehicles, from sports cars to unconventional options like tanks and school buses.<br/><br/>If you’re a fan of classic games like Carmeggedon, Wreck Fest, and Burnout Paradise, Trail Out’s own brand of destruction is right up your alley. From the creative minds at Good Boys indie game studio and publisher Crytivo comes the explosive racing game Trail Out, now available on Xbox! The game explores different avenues of destruction through a variety of modes, including Roulette and even Zombies. You will build your own vehicles, upgrade them, and destroy them and your opponents in a story campaign and free races.<br/><br/>Imagine this: you’re behind the wheel of your customized ride, tearing through destructible environments, battling it out with fierce competitors, and leaving a trail of chaos in your wake. That’s the thrill of Trail Out.<br/><br/>Key Features<br/><br/>Total Car Carnage: Experience heart-pounding action as you unleash chaos with destructible cars that shatter, crumble, and explode in spectacular fashion.<br/><br/>Dynamic Environments: Immerse yourself in the thrill of the chase amidst destructible environments where every building, barrier, and obstacle is fair game for demolition.<br/><br/>Endless Excitement: Choose from a variety of adrenaline-fueled game modes, including intense battle royales, high-speed pursuits, and unpredictable challenges.<br/><br/>Customization Galore: Take control of over fifty unique vehicles, from sleek sports cars to monstrous tanks, and personalize them to suit your racing style.<br/><br/>Uncharted Territories: Blaze a trail across fifty diverse tracks, from bustling city streets to rugged off-road terrain, each offering its own set of challenges and surprises.<br/><br/>JOIN THE XBOXVIEWTV COMMUNITY<br/>Twitter ► https://twitter.com/xboxviewtv<br/>Facebook ► https://facebook.com/xboxviewtv<br/>YouTube ► http://www.youtube.com/xboxviewtv<br/>Dailymotion ► https://dailymotion.com/xboxviewtv<br/>Twitch ► https://twitch.tv/xboxviewtv<br/>Website ► https://xboxviewtv.com<br/><br/>Note: The #TrialOut #Trailer is courtesy of Crytivo. All Rights Reserved. The https://amzo.in are with a purchase nothing changes for you, but you support our work. #XboxViewTV publishes game news and about Xbox and PC games and hardware.")
_american-dragon-jake-long-pain-three-days-grace.webp "Boo Tran")
_jake-long-s-e-x.webp "dreamer22220")
_episode-2136-graham-hancock-amp-flint-dibble-the-joe-rogan-experience-video-episode-latest-update.webp "The Joe Rogan Experience Video - Episode latest update<br/>Graham Hancock, formerly a foreign correspondent for \")
⏲ 4:26:28 👁 165K
_american-dragons-official-trailer-1-michael-biehn-movie-1998-hd.webp "Rotten Tomatoes Classic Trailers")
_american-dragon-jake-long-hey-there-delilah-plain-white-t39s.webp "Boo Tran")
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