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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_east-st-louis-cheerleading-team-shut-down-for-season-after-fight.webp "KSDK News")
_20-embarassing-moments-with-cheerleaders-in-sports.webp "Q - Did You Know?")
_americas-sweethearts-dallas-cowboys-cheerleaders-124-official-announcement-124-netflix.webp "America’s Sweethearts: Dallas Cowboys Cheerleaders is coming to Netflix this summer!<br/><br/>This series follows the 2023-24 Dallas Cowboys Cheerleaders squad from start to finish — kicking off at auditions and training camp and continuing all the way through the NFL season. From Emmy Award-winning director Greg Whiteley and the team behind Cheer and Last Chance U, the seven-episode series will give viewers unfiltered access into this iconic team and franchise. Led by longtime director Kelli Finglass, the Dallas Cowboys Cheerleaders opens their doors to document the personal stories behind the uniforms – revealing the drive, hustle, and drama among the cheerleaders and coaches. For many, it’s a dream to make the team - but that’s only just the beginning.<br/><br/>Watch on Netflix: https://www.netflix.com/title/81685879<br/><br/>About Netflix:<br/>Netflix is one of the world's leading entertainment services with over 260 million paid memberships in over 190 countries enjoying TV series, films and games across a wide variety of genres and languages. Members can play, pause and resume watching as much as they want, anytime, anywhere, and can change their plans at any time.<br/><br/>America’s Sweethearts: Dallas Cowboys Cheerleaders | Official Announcement | Netflix<br/>https://www.youtube.com/@Netflix")
_football-players39-kind-gesture-to-cheerleader-goes-viral.webp "CBS News")
_kat-and-gauges-2022-nca-partner-stunt-routine.webp "Gauge Stricklin")
_the-metaverse-ep-9-eng-sub.webp "Robots and science are now requirements in people's life in the city of the future. A careful balance is maintained in the research, development, and use of technology between the scientific ethics committee, the technological chaebol, and the outside security system provider, Mosh. While hunting, Wang Xiaoyun, the sole son of the Wang Group, was killed by an unauthorized robot. All those in his group were saved. There is a surge in the undercurrent now that the balance of power has been upset.Captain Bai Wuxie of the public security-focused 24th Operation Team located consultants with expertise in mechanical networks, Zhang Bingyi and Shang Weiyang, to help with the inquiry. Aibozer Company's \")
_taylor-and-caylees-2023-nca-partnerstunt-routine-cheer-stunt-partnerstunt-cheerleader.webp "Taylor Demler")
⏲ 1 minute 8 seconds 👁 1.1M
_i-joined-the-1-cheer-team-in-america.webp "Michelle Khare")
_remarkable-cctv-footage-shows-masked-thieves-breaking-into-a-football-club-and-adding-their-signatures-to-signed-shirts.webp "Masked thieves broke into Burton Albion's Pirelli Stadium and stole valuables belonging to players and equipment before defacing replica shirts.<br/><br/>The three intruders, wearing hoodies, masks, and balaclavas, broke into the tunnel area at the League One club's stadium between 9.30 pm and 9.50 pm on Sunday.<br/><br/>CCTV footage showed the trio rummaging through kit crates before they decided to write their initials on a Burton home shirt left out for players to sign.<br/><br/>They were later picked up by cameras strolling across the pitch before climbing over a metal fence and leaving the stadium.<br/><br/>Burton said 'valuable items of first-team players' belongings and equipment were stolen from the tunnel area of the stadium following the squad's return from Stevenage. Signed merchandise was also defaced.'<br/><br/>They have appealed to the general public for help identifying the responsible individuals.<br/><br/>Pirelli Stadium bar manager Ben Robinson told ITV News: 'The things they've taken - it's not as if they can make any money from it. They've not stolen anything they can sell on.<br/><br/>'For me, it's a bit more personal, and pointless. They're not very nice people. They've got no respect for the club and people in general.'<br/><br/>The Brewers had boosted their League One survival chances with a 2-1 win at Stevenage on Saturday.<br/><br/>However, Tuesday night's 2-1 home loss to Cheltenham Town left them just one place and two points above the relegation zone.<br/><br/>Cheltenham, the team immediately below them, also still has a game in hand. <br/><br/>Burton plays at home to Reading this Saturday as they look to secure their third-tier safety.<br/><br/>Burton has asked anybody with information to contact hr@burtonalbionfc.co.uk in confidence.")
_we-hate-the-two-layered-shorts-cheerleading-cheerleadingworlds-micdup-stunt-stunting-nca.webp "Daisy")
⏲ 21 seconds 👁 6.3M
_cheer-tryouts-serious-meltdowns-during-cuc-season-9-evaluations.webp "Two Sockz Productions")
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